Federal Financial Aid - Graduate

Federal Financial Aid - Graduate

Federal Financial Aid Programs

The following is a description of the financial aid programs available at West Coast University for graduate level students who qualify.  Additional information may be obtained through the Financial Aid Office.

Federal Work-Study Grant (FWS)
The Federal Work-Study program provides jobs for graduate and undergraduate students with financial need, allowing them to earn money to help pay education expenses. The program encourages community service work related to the student's course of study. Funds under this program are limited and do not have to be repaid.  Students interested in obtaining a Federal Work Study job should contact the Student Affairs Office.

William D. Ford Federal Direct Loan Program
Under the Federal Direct Loan (FDL) program the University certifies eligibility for each loan, and sends the loan details to the U.S. Department of Education.  Loan proceeds are disbursed to the University electronically and then posted to the student’s account. Interest rates and origination fees are set by the U.S. Department of Education.  Students repay the loan to the servicer assigned by the U.S. Department of Education after the loan is disbursed.

Federal Unsubsidized Direct Loan
Unsubsidized direct loans are available for students to borrow for education costs. Graduate students can borrow up to $20,500 per academic year.  Interest rates are fixed and established annually by the U.S. Department of Education. Current interest rates can be found at  Interest payments begin immediately after the loan is fully disbursed or may be added to the principal balance. Regular payments begin six months after students cease enrollment or fail to carry at least one-half the normal full-time school workload.

Federal Graduate PLUS Loan
Graduate PLUS Loans are loans for eligible graduate or professional students to help pay for the cost of the student's education.   Graduate or professional students should exhaust unsubsidized loans before taking out Graduate PLUS Loans.  Students must pass a credit check, or have a credit-worthy endorser.  Loan amounts may not exceed Cost of Attendance less other financial aid resources.   Interest rates are fixed and established annually by the U.S. Department of Education.  Current interest rates can be found at

Veterans Educational Benefits
West Coast University degree programs are approved for the training of Veterans and eligible persons under the provisions of Title 38, United States Code. Students interested in Veterans Educational Benefits should contact the Financial Services Department. Veterans who are unsure of their eligibility should contact the Veterans Administration. Eligible students must maintain satisfactory academic progress to continue receiving educational benefits.

Reimbursement to Veterans and Eligible Persons
For information or for resolution of specific payment problems, veterans should call the DVA nationwide toll-free number at 1-800-827-1000.